Terms of Service
1. Agreement to these terms
These Terms of Service ("Terms") govern your access to and use of the Golt website, waitlist, and services (collectively, the "Services") provided by Golt, LLC ("Golt," "we," "us," or "our"). By joining our waitlist, creating an account, or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.
2. What Golt does
Golt provides done-for-you financing support services to home service businesses, including contacting and pre-qualifying leads, coordinating financing applications, and assisting with financing conversations at the point of sale. Golt is not a lender, bank, or credit decisioning authority. We work with a network of independent third-party lenders. All financing, credit approvals, rates, and terms are determined solely by those lenders and are subject to their underwriting, disclosures, and applicable law.
3. Eligibility
You must be at least 18 years old and authorized to enter into agreements on behalf of the business you represent. Access to certain offerings may depend on business criteria such as time in operation and annual revenue, which we may verify and update at our discretion.
4. Waitlist and onboarding
Joining the waitlist does not guarantee onboarding or a specific timeframe. We onboard businesses in limited batches. Where a priority option is offered, any amount you pay is applied as a credit toward your first invoice as described at checkout. We onboard eligible businesses as capacity becomes available and reserve the right to decline or remove any business from the waitlist.
5. Fees and billing
Fees for the Services, if any, are described at the time of sign-up or during onboarding. You authorize us to charge the payment method you provide for applicable amounts. Unless expressly stated otherwise in writing, amounts paid are non-refundable once services have been rendered. Taxes are your responsibility where applicable.
6. Your responsibilities
You agree to provide accurate information, to use the Services in compliance with all applicable laws (including consumer-finance, advertising, telemarketing, and privacy laws), and to obtain all consents required before sharing any third party's information (including your customers') with us. You are responsible for your own business practices, pricing, workmanship, and customer relationships.
7. No financing or outcome guarantee
We do not guarantee that any lead will be approved for financing, that any job will close, or that you will achieve any particular result, revenue, or approval rate. Any statistics shown are illustrative and not a promise of future performance.
8. Intellectual property
The Services, including all content, branding, and software, are owned by Golt or its licensors and are protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable right to use the Services for your internal business purposes. You may not copy, resell, or reverse-engineer any part of the Services.
9. Third-party services
The Services may rely on or link to third parties (such as lenders and payment processors). We are not responsible for the content, products, terms, or practices of any third party, and your dealings with them are solely between you and that third party.
10. Disclaimers
The Services are provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law.
11. Limitation of liability
To the maximum extent permitted by law, Golt and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or revenue, arising out of or related to your use of the Services. Our total liability for any claim will not exceed the amount you paid to us in the three (3) months preceding the event giving rise to the claim.
12. Indemnification
You agree to indemnify and hold Golt harmless from any claims, damages, or expenses (including reasonable legal fees) arising from your use of the Services, your business activities, or your breach of these Terms or applicable law.
13. Termination
We may suspend or terminate your access to the Services at any time if you violate these Terms or if we discontinue the Services. You may stop using the Services at any time.
14. Changes to these terms
We may update these Terms from time to time. Material changes will be posted here with a revised "Last updated" date. Continued use of the Services after changes become effective constitutes acceptance.
15. Governing law
These Terms are governed by the laws of the State of Michigan, without regard to its conflict-of-laws rules. Any disputes will be resolved in the state or federal courts located in Oakland County, Michigan, unless otherwise required by applicable law.
16. Contact
Questions about these Terms? Contact us at support@getgolt.com, (248) 222-8448, or 24681 Northwestern Hwy, Southfield, MI 48075.